These bills are charged annually, or bi-annually. This is my preferred method of paying for my services, but finances or service doesn’t allow for annual payments. One example will be my rent. Rent is too expensive to pay annually, and even if it was affordable, the management company only accepts in monthly payments. These bills are noted in my expenses section of this site, but this will go into more detail of when the bill is due. Total is $1,925/year which breaks down to $165/month. To assure that I can pay for my annual expenses no matter what, I coordinate the timing of the bills, and set money aside for the annual bills. This money will sit in my savings account.
- January: $170
- February: $670
- March: $270
- April: $0
- May: $205
- June: $105
- July: $280
- August: $0
- September: $0
- October: $0
- November: $0
- December: $225
January ($170)
The first month of the year, and there are other firsts such as first annual payment. I am not worried about annual bills right after the holidays as I prepare for such bills. Again, with me setting aside money every month, I can account for these bills even if I spent a lot for the holidays, I would never draw on my savings for casual spending.
Dreamhost ($160)
Dreamhost is my primary hosting provider. This service hosts all of my domains with exception of my .tel domains. In example, this site is hosted on Dreamhost. Dreamhost provides for unlimited domain/sub-domain hosting. I also do not have to worry about email addresses, although I usually just use one email, and all of the others are forwarders.
FileZilla ($10)
This is my preferred FTP client. I don’t use it often, just when I am creating a new site – but it is still something I am willing to vote for with my money. I in turn receive their pro version, and likely will get support if I should need it.
February ($570)
This is my birth month, and there is no discounts for it being my birthday. Instead, I have a significant bill, and a few much smaller bills that are due this month. They are listed as below.
BackBlaze ($190)
BackBlaze is my backup service provider. Basically, my computer backs up my files to the server, and if something should happen to my computer, I can buy a new one, and do a restore. Like renter’s insurance, is better to have it and not need it, then need it and not have it. My music alone is thousands of dollars spent to accumulate – some of the services no longer in service, and therefore can’t acquire the files again.
Birthday ($100)
I will be giving one person a $100 gift for their birthday. As for celebrating my birthday, to me, it is just another day. With that said, I don’t need to do anything for my birthday. However, the gift I am giving is to someone that would benefit from the cash that I will give them.
frankpilone.name ($25)
I have frankpilone.name in the case that someone wants to visit my site, and don’t know to go to fsp.ws. In addition, it also removes the . between frank and pilone, therefore allowing for such a misspelling. frankpilone.name is hosted with Dreamhost, and currently is a redirect to fsp.ws.
frankpilone.tel ($15)
frankpilone.tel is intended to provide a person with the resource to allow them to enter my name followed by .tel to get information on contacting me. With that being said, it allows as an alternative from fsp.tel.
PMB ($360)
My Private Mailbox is important. It gives me a secured location for my packages, and allows me to keep my residence address private. However, this is at a cost. With that being said, my PMB is a significant $360/year, and provides for all of the services related to receiving mail, and sends me an email when a package is received.
March ($270)
March is a reasonable priced month, and allows me to set aside money either for my savings account, or more discretionary spending. This is because I only have 2 domain registrar fees to cover for. With that in mind, there is little I need to worry about beyond my regular monthly bills.
Apple Care ($80)
I am trying something different with my notebook. When I bought it, I got an Apple Care+ subscription with it. Rather than paying the entire amount up front, I am going through the subscription model. This will allow me to keep the warranty coverage for as long as I own the notebook, and pay the subscription. This could theoretically mean that Apple will honor 10 years down the road from when the computer is considered as obsolete by Apple.
Delete Me ($130)
Delete Me is a service that monitors data collection sites, and sends request to have my information removed. Ever since then, my SPAM has went down to very minimal which in my opinion is worth the service. It is the bulk of my March’s bill, but again – worth it if you can afford it.
pilone.name ($25)
While frank.pilone.name is redirected to my personal site, there is also my brother’s memorial site located at this domain. In addition, my nephews will have the option of a website, and email if they should want it. If I was to get married, or have children carrying my last name, they too will be able to have a website.
writetofrank.ws ($35)
This domain is intended on being a dedicated catch-all email domain. All email going to this address will automatically go to my primary email account. This will allow me to create email addresses on the fly without having to actually create the email account. The web domain will forward to fsp.cc which forwards to my contact site.
May ($205)
The most significant charge in May is my cellular bill. To make things easier in the long run, I pay my cellular bill annually, and this allows me to not have to worry about on a month-month basis. If the need arose, I could always go to a monthly plan.
Cellular ($205)
In May, I pay for my cellular service. I received unlimited voice/SMS/MMS with 5GB per month of data. The 5GB of data is more than sufficient for me. This is because I am home most of the time, and would use my home’s internet service. My carrier uses T-Mobile’s network, and since I live in a good sized city, I have great coverage, and most of 3-4 bars out of 4 bars. This is the same number disclosed in my [cellular] Page.
June ($145)
There are two bills this month. The first one is my primary .tel domain. I will keep this one, and one other .tel domain – but can not in good conscience recommend them any more. This is because I had a problem with my account, and gave up after emailing them every day with the problem with no results. The problem still exists. If someone wanted to have a contact site, they are best to use contact.you.tld or you.tld/contact. This will obviously means acquiring a domain, and a hosting account though.
fsp.tel ($15)
fsp.tel used to be my primary contact domain. This site has basic contact information in case some items gets lost. This is the site that is engraved on my pocket knife, wallet, iPad, and earphone’s case. It is also on a name tag for my keys and backpack. Needless to say, it is very integral to my needs. However, with the problems I have been receiving from TELNames, I will no longer promote this domain instead promoting fsp.cc which currently redirects contact site.
fsp.wtf ($40)
This domain was acquired so no one else can have it. I know, it sounds petty, but I wouldn’t put it pass an internet troll to acquire this domain, and make a parody or mockery of me. I actually found such a site about me a long time ago. I know there are probably people that don’t like me, and by acquiring this domain means no one else can have it.
X ($90)
This cost is a complete splurge, and serves no value in my life. However, I still choose to have it. This is because I am able to afford the less than $9/month of the money I set aside for my annual bills. Basically, this charge is to get the blue verified checkmark next to my Twitter handle.
July ($245)
July has a lot of transactions, but with saving, everything is affordable. A number of my domains are due this month, as with my renter’s insurance. If all goes well, I will receive a rent rebate, but considering I set aside money every month for annual bills, this rebate is not needed for my annual bills. Instead, that money will be exclusively discretionary spending.
fsp.im ($25)
This domain is for all of my what ifs and if I had this domain. It is all fictional, but gives people an idea of how I think. This domain is typically built once, and remains unless I changed my thoughts about something.
fsp.ws ($35)
This is my primary website. This domain hosts this website, my blog, and my personal site as well as other websites. With that in mind, I intend on keeping this domain. The initial acquisition of the domain was high (because it is a 3 character domain), however additional renewals is much more reasonable.
fsp.zip ($75)
This is my download site. Instead of me sending attachments via email, I will put all of the files I want to include into a .zip file, name it with a date/time stamp, and upload the .zip file to this site. I will then include the link to the file for the recipient to download the file at their choosing. By doing this, I bypass any file limits that my or the recipient’s server may have, and I allow them to decide when to acquire the files.
Renter’s Insurance ($110)
If something happens where my items are damaged or stolen, then renter’s insurance will be there for me (that is the plan). I would have a $500 deductible, but my printer alone is more than the deductible. The concept is simple. I file a claim, and the insurance company will send a check for the total of loss – $500.
December ($225)
This month is pretty easy which is good as I give a couple of people I know gifts for Christmas. The only thing I have to worry about is the registrar fees of two domains I have. This keeps things simple, and to the point.
Christmas Gifts ($200)
As with my birthday, Christmas is not a big deal to me. However, there will be two people that I will give a cash gift to. One of them will benefit from it, whereas the other one, I am guessing is not a necessity, but a nice gift nonetheless.
fsp.cc ($25)
This domain is for my internal redirects. When I want to create a shorter link for a page on my network of websites, then fsp.cc is used. Going to the home page will redirect you to my contact information. This eliminates the need to have to create a dedicate webpage to tell the visitor what the site is about.