Because of the asset limits imposed by Social Security, I don’t have much I can do with regards to major purchases. My best solution is to use a credit card, and then spend all of my discretionary spending to pay the card off until it is fully paid for. This is because I have an asset limit of $2,000. This is the maximum and not the average daily balance. This would be once reason why I don’t make major purchases often. Simply put, it is a headache, and financially taxing.