I have decided to setup Apple Care+ for my phone. While it is expensive, it would be more expensive if my phone was to break, go dead, or get stolen. There isn’t much to say about this as Apple Care is pretty simple and to the point. You have an warrantied issue, they will address. Other things like cracked screens – they will charge a reasonable rate for repairs. Since my iPhone is an important tool for me, I want to keep it protected especially since my income doesn’t allow me to have the money to buy one without using a credit card. Apple Care+ is $15/month.