Welcome to my budget. This site will go into detail of the expenses I have. I used to have my income noted here, but that seems to attract the wrong crowd, so I have chosen to no longer include that. In addition to my monthly income, I receive subsidized housing, Medicaid (insurance), and SNAP (food assistance). As for helping people like me on SSI, they can find advice on my SSI Site. Since SNAP covers my grocery food cost, my food bill will be treated as if $0.

I have a good bit of discretionary spending because I don’t waste my money. I don’t have cable TV, video streaming services, nor do I spend money on recreational drugs (including cigarettes). There are some things I would have to rely on a credit card for. This is because I am not allowed more than $2,000 in material assets (cash, bank accounts, and stocks).

Throughout the year, I would have annual bills. These bills are usually not cheap, and can have a significant impact on the money I have. To lessen the blow, I set aside money for my annual bills by contributing to a savings account every month. This will allow me to have the money in case my discretionary spending doesn’t cover the bills. With that being said, if I should need money, I will possibly draw from my savings account if all of my annual bills for that month has been paid out already.

As mentioned in my SSI site, SSI is a needs based program. With that being said, there is an asset limit of $2,000. This means that I am not allowed more than $2,000 in assets. Exception to that will be I am allowed to own a house that I live in, and I am allowed one car. Because of my income, I have neither. For investment scammers, I will not be interested in giving you my very low income based on some promise that I will make enough to endanger my only source of income.