Welcome to my budget. This site will go into detail of the expenses I have. I used to have my income noted here, but that seems to attract the wrong crowd, so I have chosen to no longer include that. In addition to my monthly income, I receive subsidized housing, Medicaid (insurance), and SNAP (food assistance). As for helping people like me on SSI, they can find advice on my SSI Site. Since SNAP covers my grocery food cost, my food bill will be treated as if $0.

I have a good bit of discretionary spending available to me. I have asset limits, so I do have to be careful. I don’t have cable TV, but use streaming services. I don’t smoke, drink, use recreational drugs, or anything else that might keep a person poor. Every 3 months, I justify my bills. This means I will sit down, and decide if this particular expense is actually a benefit to me. If not, I will cancel the service. This allows me to keep things affordable.

Throughout the year, I have annual bills. All of my bills hits a credit card, and then I will pay off the card in full every month. If for some reason, I can not pay off my card in full, I will pay as much as possible, and continue to do so until they have been paid off. This is because I am very limited in how much money I can save. This makes things harder as I really have no way to properly save for things (including annual bills). With that said, I am trying to reduce the number of annual bills I will have.

As mentioned in my SSI site, SSI is a needs based program. With that being said, there is an asset limit of $2,000. This means that I am not allowed more than $2,000 in assets. Exception to that will be I am allowed to own a house that I live in, and I am allowed one car. Because of my income, I have neither. For investment scammers, I will not be interested in giving you my very low income based on some promise that I will make enough to endanger my only source of income.