For my rent, I authorized my apartment management to take money directly out of my account on the first of the month. This means I no longer have to go to the post office to get a money order to pay the rent. I am a little anxious about this as I don’t like companies having direct access to my checking account, but so far – it has all worked out. A few times, they were even late on taking money out of my account. Since this is their fault, I never got charged a late fee.
As for my other bills, I use a credit card, or preferably PayPal. From there, I will pay the credit card bills off in full. If I should have to spend more than I can afford, then I would devote all of my money I can to pay off the cards as quickly as possible – therefore reducing the interest charges that I would have to pay. The money used to pay my credit cards comes out of my account once a month – therefore assuring that my interest charges are minimal.